MusterInsurance

Report a car accident.
Watch the agents work.
Decide as the handler.

Muster’s claims desk runs on a real Flowable process. A document agent reads the garage’s estimate, one agent drafts the claim, a second checks every field against the documents, guardrails stop anyone from steering the AI, and a person decides. Start a claim, and every step runs in the trial while you watch.

or watch the two-minute walkthrough
Fig. 1 motorClaimReviewLive The real process from the trial, replaying a claim AI agentSystemPerson

The agents read, draft and check. A person decides.

  1. AI agent 1

    Read

    The document agent reads the repair estimate and proposes the garage, the plate, the date and the total. Nothing goes into the form until the customer applies it.

    Document agent
  2. RulesAI judge 2

    Guard

    Fixed rules, then an AI judge, read the customer’s text before anything is drafted. A submission that tries to steer the AI goes to a person instead.

    Guardrails
  3. REST lookupAI agent 3

    Draft

    The policy comes from the insurer’s system over REST. Then the intake agent turns the customer’s words and the estimate into a claim record.

    Service registry, utility agent
  4. AI agent 4

    Check

    A second agent sees only the sources and the draft, and rates every field as supported, inferred or missing.

    Utility agent
  5. Person 5

    Decide

    The handler sees the rule checks and the flags first. Approve only works when the rules pass, in the form and again in the process.

    User task, gateway

I tried to talk it into a payout 29 ways. Your turn.

Each exhibit is a real attack from the test suite. Pick one, send it as a live claim and watch where it gets stopped. Or write your own.

Tested against the live trial before anyone saw it.

35cases: 29 attacks and 6 honest claims, rerun on every version
34 of 35did the safe thing. The one miss was a model error that Flowable rolled back, with nothing unsafe
4real problems found, each fixed and proven by rerunning the case that found it
  1. v8One API request approved a claim on a lapsed policy.
  2. v9The judge’s reason, which the handler reads, carried the model’s own reasoning.
  3. v10An honest but impatient customer was flagged as manipulation.
  4. v11Whoever closed a blocked claim could rewrite why it was blocked.

Rather watch than click?

Fig. 4 2 min 22 s, with captions. Made from screens of a real run in the trial on 17 October 2026.

Built so someone else can give this demo.

Claims systems need every field filled in, so AI that drafts claims will guess. In Flowable, one agent drafts the claim from the customer’s documents, a second agent checks every field against those documents and flags what was guessed, and a person decides.

The 30-second version, for a seller
  1. AI on the hard parts only. Agents read the PDF and the customer’s own words; the decision stays in the process, with a person.
  2. The check tells the human where to look. Review time goes to the fields that need judgement, not to re-reading the file.
  3. Safe by design. Guardrails before the models, business rules after them, and a person at the end.

The fine print

  1. One person plays every role in the trial. In production the review goes to a claims group, and whoever reports a claim cannot approve it.
  2. The policy system is a mock on Cloudflare with fictional policies. In production it is the insurer’s own system, behind the same service registry.
  3. The model layers are probabilistic. The riskiest cases were repeated, and the business rules do not depend on any model.
  4. This page talks to the trial through a small Cloudflare Worker that holds the access token. Your browser never sees it, and only the live copy of the process can be touched.
  5. The live demo runs on a 30-day trial until mid-November 2026, with a daily limit. Claims left open are tidied up every night.

Enter the access code

The live demo runs on a real Flowable trial, so it is open to the people the code was sent to. You will find it in the note and on the application PDF.

The live demo is resting

It is not connected to the Flowable trial right now. The walkthrough shows the same flow, step by step.